![]() ![]() However, Google takes numerous measures to protect card payment data, easily trumping the non-existent protection of keeping cards in a standard physical wallet. The idea of having your payment data floating around in the invisible Google cloud can be a bit off-putting. Any unauthorized charges would be handled the same way they would be if they happened with regular ol’ plastic.One of the reasons the Google Wallet app hasn’t really taken off in popularity is that many users are hesitant about putting their credit cards in the hands of Google. If you were to lose your phone or somehow get unauthorized charges, it’d work the same way it would with a regular credit card: You’d call your banking company and they’d suspend the account. First of all, you have to enter a PIN in order to make any payment, so having the phone by itself wouldn’t be enough to access your accounts. If someone else had my phone, then, could they go on a wild shopping spree with my account? There are multiple levels of protection for data stored on the and it is protected at the hardware level from snooping or tampering.” Even Google Wallet itself has very limited access to the and cannot read or write data from its memory. Android enforces strict access policies so that malicious applications wouldn’t have access to data stored by Google Wallet. “Both the Android platform and the Secure Element are designed to prevent this from happening.
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